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Is your child soon to turn 14?

There are many things that change with Government entities such as Medicare and Services Australia once your child turns 14. These years are critical for planning and preparation as your child transitions from childhood to adulthood. Understanding these changes can help you better support your child through this crucial period.


Medicare

When your child turns 14, the parent, will no longer be able to access the childs Immunisation Statement. The child must have their own MyGov account registered to be able to view it. If you wish to act on your childs behalf for Medicare purposes you will need to complete at MO050 form.



My Health Record: At 14, a child’s My Health Record is no longer accessible to parents without the child's permission. This encourages teens to take more responsibility for their health records​ (myGov)​.


Bank accounts

Your child can have a bank account at the age of 14. Although they may or may not need to use the account on a regular basis - it is recomended to do this at the age of 14 so the parents can assist in organising this. Once your child turns 16 it is soely up to the child to open the account without the parents consent.


Tax File Number (TFN)

You can apply for a TFN at any age. However, if your child is 12 years old or under – you as a parent or guardian can sign on your childs behalf. This can be done for up to 15 years old, until they need to sign for themselves. This also needs to be provided to the financial institution for their bank account.


E-mail address

Opening an email address for your child has many benefits, it can be a 'one stop shop' to store all your childs personal information moving forward, so they, and yourself have access at all times. Social services will also need this to open their medicare mygov account, and centrelink online services.


Youth Services and Payments: While direct changes to payments may not occur at 14, it is a critical age where children start accessing services more independently, which might affect family benefits indirectly.


Supporting your child through these changes where possible, and using an inclusive approach to their future is encouraged.


Navigating these changes requires a collaborative effort involving your child, family members, educators, therapists, and medical professionals. Here are some tips to help:

  • Stay Informed: Educate yourself about the resources and support systems available for disabled teens and their families.

  • Advocate: Be a strong advocate for your child’s needs and rights in all areas of life.

  • Communicate: Maintain open and honest communication with your child about their hopes, fears, and goals.

  • Seek Support: Don’t hesitate to reach out to support groups or counseling services for additional guidance and emotional support.


Every child’s journey is unique, and while the path may be challenging, it is also filled with opportunities for growth, learning, and joy. By understanding and preparing for these changes, you can help your disabled child thrive as they navigate this exciting stage of their life.




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